MCA·9 min read
What Is a Merchant Cash Advance? A Complete Guide for Small Business Owners
Everything you need to know about MCAs — how factor rates work, how holdback is calculated, when an MCA makes sense, and what to watch out for.
Read article →Business Funding Guides
Practical guides on working capital, MCA, SBA loans, equipment financing, and business credit — from the team at OneDay Capital.
Tools & Resources
Business Funding·8 min read
How to Get Business Funding with Bad Credit in 2025
A poor personal credit score doesn't have to block your business from accessing capital. Learn which funding options prioritize revenue over credit score.
Read article →Business Finance·7 min read
Working Capital Loan vs. Business Line of Credit: Which Does Your Business Need?
Both provide liquidity, but they work very differently. We break down the costs, flexibility, and ideal use cases for each — with a comparison table.
Read article →SBA Loans·10 min read
SBA 7(a) Loan Requirements: The Complete 2025 Checklist
Everything you need to qualify for an SBA 7(a) loan — eligibility criteria, documentation checklist, credit score minimums, timeline, and alternatives.
Read article →Industry·8 min read
How AI Is Transforming Small Business Lending in 2025
AI-native platforms are matching businesses with funders faster than ever, using real-time cash flow data instead of outdated credit models.
Read article →Ready to find funding for your business?
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