Equipment Financing — Loans for the Tools Your Business Needs
Finance machinery, vehicles, software, or technology without a large upfront payment. Equipment loans for small business with terms tailored to the life of the asset.
OneDayCap is an AI-native Capital Advisory & Funding Infrastructure Platform serving U.S. small businesses.
- 100% Online
- Instant Pre-Approval Quote
- Real-Time Funding Decisions
- 50+ Active Funders
A Simple, Efficient Process
How it works
Apply Online
Complete a short application in minutes. No collateral required.
Cash-Flow Review
Your business is evaluated based on actual performance - not your personal credit score.
Capital Arranged
Receive a fast decision. In many cases, funds are delivered within one business day.
Customer Reward Program
Limited-TimeFund through OneDay Capital and receive a FREE reward based on the total funded amount.*
Takes just minutes.
Why Businesses Choose OneDay Capital
- ✓Same-day funding decisions
- ✓No collateral required
- ✓Minimal documentation
- ✓Credit score is not the deciding factor
- ✓Multiple funding options available
- ✓Funds usable for any business purpose
Why Equipment Financing with OneDayCap?
Preserve cash flow
Spread the cost of equipment over time instead of a single lump sum. That keeps working capital available for payroll, inventory, and day-to-day operations.
Flexible structures
Equipment financing can be structured as loans or leases. We connect you with options for machinery, vehicles, and technology so you can choose what fits your business.
Fast matching
Apply once with your business and equipment details. We match you with funders that offer equipment loans for small business with competitive terms and quick decisions.
Frequently Asked Questions
- What is equipment financing?
- Equipment financing is funding used to purchase or lease equipment—machinery, vehicles, computers, or other assets. The equipment often serves as collateral. Repayment terms can be aligned with the useful life of the asset.
- What types of equipment can I finance?
- Common types include vehicles, manufacturing or construction equipment, medical devices, restaurant and retail equipment, and technology. Lenders may specialize by asset type; we help match you with the right option.
- Equipment loan vs. lease?
- With a loan, you own the equipment and make payments until it’s paid off. With a lease, you make payments to use the equipment and may have a buyout at the end. Both preserve cash flow; we can help you see options for each.
Ready for Equipment Financing?
Apply in minutes. No impact to your credit to check eligibility.
Apply Now