Get Paid on Your Invoices—Now
Sell your outstanding invoices for immediate cash. No more waiting 30, 60, or 90 days. Keep operations running while your customers pay on their terms.
OneDayCap is an AI-native Capital Advisory & Funding Infrastructure Platform serving U.S. small businesses.
- 100% Online
- Instant Pre-Approval Quote
- Real-Time Funding Decisions
- 50+ Active Funders
A Simple, Efficient Process
How it works
Apply Online
Complete a short application in minutes. No collateral required.
Cash-Flow Review
Your business is evaluated based on actual performance - not your personal credit score.
Capital Arranged
Receive a fast decision. In many cases, funds are delivered within one business day.
Customer Reward Program
Limited-TimeFund through OneDay Capital and receive a FREE reward based on the total funded amount.*
Takes just minutes.
Why Businesses Choose OneDay Capital
- ✓Same-day funding decisions
- ✓No collateral required
- ✓Minimal documentation
- ✓Credit score is not the deciding factor
- ✓Multiple funding options available
- ✓Funds usable for any business purpose
Why Invoice Factoring with OneDayCap?
Fast funding
Once approved, receive advances on your invoices in as little as 24–48 hours. Use the cash for payroll, supplies, or growth.
Focus on your business
We connect you with funders who handle credit checks and collections. You get the cash; they manage the receivable.
Flexible terms
Non-recourse and recourse options, spot factoring or ongoing programs. We help match you with structures that fit your industry and volume.
Frequently Asked Questions
- What is invoice factoring?
- Invoice factoring is when you sell your unpaid invoices to a factor (funding provider) at a discount. You receive most of the invoice value upfront; the factor collects from your customer when the invoice is due. It’s a way to turn receivables into immediate working capital.
- Which industries use invoice factoring?
- Invoice factoring is common in staffing, trucking, manufacturing, wholesale, construction, and any B2B or B2G business that invoices with net-30 or longer terms. If you have qualifying receivables, we can help you find options.
- How much of my invoice will I receive upfront?
- Advance rates vary by funder and your customers’ credit. Typically you can receive 70–90% of the invoice value upfront; the remainder (minus fees) is rebated when the customer pays. We match you with funders that offer competitive rates for your situation.
Ready for Invoice Factoring?
Apply in minutes. No impact to your credit to check eligibility.
Apply Now